Owner Occupied!
Our Owner occupied loanprogram is designed for Aaspiring home owners. We have designed a long term plan to enable you buy the property you dream for no matter your finances.
With minimum documentation and down-payments, we are determined to tailor your needs according to your financial standing, in order words, we empower you to punch above your weight.
The owner Occupied loan is a great fit in the following situations:
- When the property needs renovations.
- Whether or not you live in said property
- Willing to move to a property of your own with minimal financial troubles.
- When you are in a time crunch to close quickly.
At HouseMaster, our Owner Occupied loans close very quickly... even in as little as 5-7 days starting at 4%!
Benefits of our Owner Occupied Loans:
- Close in 5-7 Days
- Up to 90% Combined LTV
- Rates at starting at 4% fixed
- No DSCR or Occupancy Requirement
- No Prepayment Penalty
What Do I Need To Qualify?
Simple... Personal and business Documentation
Origination Fee: 1.25% - 2.95% of the loan amount
Prepayment Penalty: None!
Required Documents for Closing
Personal Documents
- Loan Application
- Track Record
- Recent Bank Statements
- Driver's License (Front & Back)
- Passport/Visa (if Foreign National)
Business Documents
- Articles of Incorporation
- Operating Agreement (LLC) or Bylaws (Corp.)
- EIN Letter